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	<title>BankAround &#187; Interest Rates</title>
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		<title>January 2009 Top CD and Savings Rates</title>
		<link>http://blog.bankaround.com/2009/01/january-2009-top-cd-and-savings-rates/</link>
		<comments>http://blog.bankaround.com/2009/01/january-2009-top-cd-and-savings-rates/#comments</comments>
		<pubDate>Fri, 09 Jan 2009 14:34:16 +0000</pubDate>
		<dc:creator>David</dc:creator>
				<category><![CDATA[Interest Rates]]></category>

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		<description><![CDATA[Since BankAround is the place to compare bank interest rates nationwide, every month the BankAround blog will bring you a roundup of the best interest rates nationally. Here are the top CD rates and savings account interest rates for January 2009. Do you know of a higher rate that we have missed? Let us know! [...]]]></description>
			<content:encoded><![CDATA[<p>Since BankAround is the place to compare bank interest rates nationwide, every month the BankAround blog will bring you a roundup of the best interest rates nationally. Here are the top CD rates and savings account interest rates for January 2009. Do you know of a higher rate that we have missed? <a href="http://blog.bankaround.com/contact-bankaround">Let us know!</a></p>
<p><strong>Top CD Rates</strong></p>
<ul>
<li>4.75% APY CD (36-60 month) at <a href="http://www.bankaround.com/bank/43/penfed-credit-union">PenFed Credit Union</a>. $1,000 minimum.</li>
<li>4.16% APY CD (12 month) at <a href="http://www.bankaround.com/bank/308/nexity-bank">Nexity Bank</a>. $1,000 minimum.</li>
<li>4.01% APY CD (6 month) at <a href="http://www.bankaround.com/bank/316/ascencia-bank">Ascencia Bank</a>. $500 minimum.</li>
<li>4.07% APY CD (12 month) at <a href="http://www.energyfcu.org/">Energy Credit Union</a>. $1,000 minimum.</li>
<li>4.80% APY CD (72 month) at <a href="https://www.huntington.com/">Huntington Bank</a>. $50,000 minimum. </li>
</ul>
<p><strong>Top Savings Rates</strong></p>
<ul>
<li>4.00% APY at <a href="https://www.dollarsavingsdirect.com">Dollar Direct</a>. $1,000 minimum.</li>
<li>3.06% APY at <a href="http://www.kqzyfj.com/click-3000700-10483311">WTDirect</a>. $10,000 min. balance required after 90 days.</li>
<li>3.01% APY at <a href="http://www.kqzyfj.com/click-3000700-10456992">E*Trade</a>. No minimum.</li>
<li>2.80% APY at <a href="http://www.fnbodirect.com/">FNBO Direct</a>. No minimum. </li>
</ul>
<p>Looking for a great rate in your area? <a href="https://www.bankaround.com">Search all banks and compare interest rates now</a>.</p>
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